Checkerboard USA — Fractional Accounting for the Construction Industry
Fractional CFOs · Controllers · Back-Office

Built for builders.
Financial precision for the
construction industry.

A nationwide network of fractional CFOs, Controllers, and Assistant Controllers — paired with a dedicated back-office team — so you can stop wrestling with your books and get back to running the job.

Find your fit → How we work
Construction site with steel framework against an urban sky
File 001 / Job Site
SERVING ALL
States
20+
Years In Construction
100%
U.S. Facing Team
24/7
Back-Office Coverage
General Contractors Subcontractors Specialty Trades Home Builders Heavy Civil Real Estate Development Mechanical & Electrical Manufacturing & Suppliers General Contractors Subcontractors Specialty Trades Home Builders Heavy Civil Real Estate Development Mechanical & Electrical Manufacturing & Suppliers
01 The Approach

Two teams. One outcome.
Clean books, sharp decisions.

— U.S. Facing Team

Strategy, oversight, and the conversations your business actually needs.

A network of fractional CFOs, Controllers, and Assistant Controllers based across the United States — matched to your industry, your systems, and the right level of seniority for where you are right now. They sit beside you in the meetings that matter.

  • Cash Forecasting
  • WIP & Job Costing
  • Bonding & Banking
  • KPIs & Reporting
— Back-Office Team

Daily input, done accurately, so your data is ready when you are.

Behind every great CFO is a back office that doesn’t sleep. We work inside your existing systems — Sage, Foundation, QuickBooks, Procore, and the rest — to keep transactions, payables, and reconciliations current, so analysis isn’t a fire drill.

  • AP / AR
  • Reconciliations
  • Payroll Support
  • Month-End Close
02 Industries

We speak construction — and the trades around it.

Commercial construction with cranes overhead
— Sector 01

Commercial & General Contractors

Job costing, WIP schedules, bonding support, and overhead allocation that holds up to a banker.

Subcontractor working on steel framework
— Sector 02

Subcontractors & Specialty Trades

Mechanical, electrical, concrete, framing, finishes — backed by reporting built for trade margins.

Residential home under construction with wood framing
— Sector 03

Home Builders & Developers

Lot-level tracking, draw schedules, and developer-grade reporting from acquisition through close-out.

Heavy civil highway construction
— Sector 04

Heavy Civil & Infrastructure

Multi-phase contracts, prevailing wage, and equipment costing for road, site, and utility work.

Industrial manufacturing facility
— Sector 05

Manufacturing & Suppliers

Inventory, COGS, and order-to-cash for the manufacturers and distributors that supply the build.

Architectural blueprint on a desk
— Sector 06

Real Estate & A/E Firms

Project accounting for architects, engineers, and developers — utilization, percent-complete, and beyond.

03 Services

Everything you need.
Nothing you don’t yet.

/01
Fractional CFO
Strategic finance leadership: forecasting, capital strategy, banking, bonding, and the boardroom conversations that move your business forward.
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/02
Fractional Controller
Ownership of the close, financial accuracy, internal controls, and reporting that lenders, sureties, and owners can trust.
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/03
Assistant Controller Support
A right-hand resource to your existing finance team for journal entries, reconciliations, and the operational heavy lifting.
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/04
Daily Back-Office Operations
AP, AR, payroll support, reconciliations, and transaction entry — inside your systems, on your schedule, every day.
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/05
Job Costing & WIP Reporting
Construction-specific reporting built around percent-complete, committed costs, and project profitability you can actually act on.
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/06
Systems & Process Advisory
Get more out of the software you already pay for. Sage, Foundation, QuickBooks, Procore, Acumatica — we meet you where you are.
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04 Why Us

Pick a partner who’s actually been in the field.

Construction-native experience

We’ve sat in the trailer. WIP, retention, change orders, bonding, equipment costing — these aren’t buzzwords here, they’re our daily work.

The right match, not just a body

Our nationwide bench means we pair you with the skill set and seniority your stage of growth actually needs — not whoever is available.

We work in your systems

No forced platform migrations. We get the most out of what you already use and supplement only where you actually need the help.

Front office + back office in one

Strategy and daily execution under one roof. Your CFO isn’t waiting on data — it’s already there, ready to analyze.

Security & confidentiality

Encrypted systems, NDAs, and strict data protocols. Your financial information is treated the way you’d treat your own.

Decisions, not just reports

Reports are table stakes. What matters is what you do next — and we sit on that side of the table with you.

You build the project. We build the financial backbone that lets you finish it on time and on budget.
The Checkerboard Philosophy

Let’s get
your books
back on plan.

Start with a 30-minute call.

  • Walk us through your business and your systems
  • We’ll diagnose where your current setup is leaking time or money
  • You’ll leave with a recommended team match — no obligation
Schedule a call →